Loan Against Mutual Funds

Don’t Redeem it, Lien it Instead

Get instant financial assistance with Loan Against Mutual Funds and manage your unplanned expenses without having to liquidate your investments. Secure the funds you need within 15 minutes at just 9% p.a through an end-to-end digital process. Experience hassle-free process with digital loan against mutual funds.

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What is Loan Against Mutual Funds?

Loan Against Mutual Funds (LAMF) is a financial solution that allows you to create an overdraft facility against your mutual fund units. With Mirae Asset Financial Services, you can easily lien mark your funds digitally and raise the funds you need.

The loan is available as an overdraft facility, allowing you to access the funds you need and repay them at any time without additional charges Interest is charged only on the utilized amount and for the duration, the funds are utilized.

You can choose from a variety of approved mutual funds from various asset management companies (AMCs) in India and use them as collateral. To lien mark, you can use mutual funds registered with CAMS and KFintech (previously known as KARVY), Registrars & Transfer Agents (RTAs) as collateral. We suggest using a secured loan against mutual funds as a suitable option for short or medium-term financial needs.

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Features & Benefits of LAMF

1. Instant Disbursal
2. Large List of Approved Securities
3. Retain Ownership
4. Attractive Interest Rate (9% P.A on Utilized amount)
5. Loan Tenure (12 months, can be renewed after)
6. Easy Repayment

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Get LAMF Limit Online Within Minutes

No need to wait for days. Complete 6 simple steps to get an overdraft limit against mutual funds within minutes using the MAFS mobile app. Your application will be processed instantly to provide you with a limit within minutes.

Zero Foreclosure Charges

No lock-in & no foreclosure charges if you decide to repay your outstanding's early. You can make payment towards your outstanding amount anytime with zero foreclosure charges.

100% Digital Process

No need of visiting branches or reaching out to relationship managers. With the mobile app you can complete your entire journey online from your mobile device without any need of submitting physical documents

How to Avail?

You can easily loan on Mutual funds by following these 6 simple steps. It is recommended to have your PAN, Aadhaar card, and Bank account information readily available during the application process for a seamless experience.

Download the app or apply via web

You can easily apply Loan via app or website.

Select type of Mutual Funds

We will process your loan application as per your choice like Equity or Debt Mutual Funds.

Complete one-time KYC registration

Complete one-time KYC registration with PAN & Aadhaar details
(Details can be fetched directly from Digilocker if your Aadhaar is linked with your mobile number)

Lien mark at RTA's (CAMS / KFintech)

By use CAMS or KFintech portal through One-Time Password (OTP) authentication

Bank Verification

Verify your bank account online via e-mandate

Loan Agreement

Read & sign loan agreement online

Your Overdraft facility is ready

Let's understand with an example:

If a customer takes a loan of ₹50,000 for a period of 12 months, at an annual interest rate of 9% APR, then the customer will pay monthly interest for 12 months of ₹375 per month. The total loan payment over 12 months will be ₹54,500* (including principal and interest). Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹4500 + ₹999 + ₹500 = ₹5,999

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About

We are leading Mutual Fund Distributors with financial professionals dedicated to helping individuals and organizations make informed investment decisions. With their expertise, they empower investors to achieve their financial goals and maximize returns.
AMFI Registration:- ARN-132755

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Email:- info@theinvesto.in
Mobile :- +91 9319273640
Address :- Pratap Nagar, Jaipur, Rajasthan. 302033